Our priority is to give you
A holistic and solution-focused customer experience
OUR AWARDs throughout the years
Westpac Commercial Intermediaries High Achievers Club
In Regconition of Excellence, Contribution & Support
Westpac Commercial Intermediaries High Achievers Club
In Regconition of Excellence, Contribution & Support
National Mortgage Brokers
Emerging Business Award
Australian Finance Group
VIC Rising Star Award
CBA National Award
Premier Banking Relationship Manager Award
CBA Premier Banking Vic/Tas
Business Performance Award
CBA Premier Banking Vic/Tas
Business Performance Award
CBA Yarra Ranges Area
Rising Star Award
What our customers say about us
Let us walk you through
the process
We will discuss to understand your financial objectives and gather fact find.
We will assess your borrowing capacity based on your current financial situation.
We will present to you all the lenders’ options that best suit you and discuss to select what’s right for you.
We will complete and submit the loan application for you and will notify you when it is approved.
WE can assist you across various loan types
We negotiate
better rates
With access to over 30 large and small Australian lenders, you canhave a peace of mind knowing that we’ll connect you to theexclusively low rate deals that the lenders and banks offer us.
Ready to take the next step?
Book a Financial Health Check appointment – free of charge and no obligation.
WHAT our customers usually ask
FAQ
What does a Mortgage Broker Do?
A mortgage broker can help you save time by acting as a ‘middle person’ between you and the lender.
We always act in the borrower’s best interests – that’s why we take the time to listen to your situation and needs before narrowing down your mortgage options. We use our expertise and streamline tools to source competitive rates and ensure a smooth process to settlement.
Why should I use a mortgage broker (rather than going directly to the bank)?
We do a lot more than just processing a transaction. We are committed to developing a long-lasting relationship with you to provide assistance throughout your journey.
We take the time to listen to your needs, circumstances and understand your future financial goals. Having a clear understanding of your circumstances allows us to better serve you – we provide advice, financial guidance, annual rate reviews and assist you with negotiating throughout the mortgage process.
We help you source and present multiple lending scenarios. There are so many lenders, products and features to choose from so it helps to have an expert on your side to explain the benefits and drawbacks of each product. Using a mortgage broker may make the difference between having your finance approved or declined.
What is equity?
Equity is the difference between your current property value and the remaining debt you owe on your loan.
As a basic rule, banks normally lend approximately 80% of your property value, although they can lend up to 95% under some circumstances. Therefore, if your property, for example, is currently worth $700,000 and you owe $250,000, you may be able to borrow an additional $310,000 or even up to $415,000.
How would refinancing benefit me?
Refinancing looks different for everyone. Some of the possible benefits of refinancing include:
- Reduced monthly repayments
- Switch to a different type of loan
- Opportunities to make extra repayments
- Consolidation of debt
- Access to cash via the equity in your home
I don’t fit standard bank criteria – can I still get a good interest rate?
It’s usually just a matter of applying with the right lender who has a flexible policy and offers great rates that suits your unique circumstances. This is where our expertise as a mortgage broker comes in!
With access to over 40 large and small Australian lenders, you can have a peace of mind knowing that we will always connect you to the exclusively low rate deals that the lenders and banks offer us.